Kevin (Ryan Teynolds), Sam (Kristin Booth) and Rob (Joris Jarsky) are best friends and they develop plans of foolproof heists as a game since the times of the university, but without having the intention of executing it. After developing a complex robbery of a jewelery, their plans are stolen. Sooner, the mobster Leo Gillette (David Suchet), who has stolen the jewelery following the plan developed by the group, blackmails them with the following proposition: they have to steal US$ 20,000,000.00 in bonds from a bank, and he returns the stolen project of heist to them. Otherwise, he will deliver their plans with their fingerprint to the police. Kev, Sam and Rob decide to join the gang, afraid of going to the jail.